Frequently Asked Questions
A list of frequently asked questions
What are the loan conditions?
To obtain credit from EMS FINANCE , you must:
- At least 18 years old
- Have a justifiable monthly income
- Own a valid Identity Card or Passport
- To be able to present a proof of residence of less than 3 months
How much can I borrow?
The minimum amount you can borrow is 2,500 (€, $). In reality, there is no maximum to borrow, the maximum amount of borrowing for each client is calculated according to its borrowing capacity. Please contact us for a more specific request.
What are the expenses related to my loan?
How to apply for credit?
To apply for a credit, simply complete the online form available on the Credit Application page and be guided. Make sure you have all the information: valid identity card or passport, proof of address (water or electricity bill, fixed or mobile phone bill, bank statement with your address displayed on it, etc.), and your RIB (Bank Statement of Identity).
When can I get my loan?
Within 24 to 72 business hours of accepting the loan, and signing the loan agreement, you will have access to your funds.
What about the signing of the loan agreement?
Immediately available in your customer area, all you have to do is sign it on time. You can, indeed, keep your offer 02 days before returning it to our organization. This is a last reflection period, because subscribing to a credit is a long-term commitment.
How to make payment of monthly payments?
The repayment of the credit is made only by automatic deduction from the account. You can prepay without charge.