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EMS FINANCE secure form
COMPUTERS AND FREEDOM - CONFIDENTIALITY
EMS FINANCE is responsible for the processing of your personal data. The treatments implemented by EMS FINANCE are based on your consent, or are necessary for the performance of the contract, a legal obligation or for a legitimate interest of EMS FINANCE subject to not violating your rights. Some of the information collected in this form is mandatory when considering the application for credit. Otherwise, the credit request can not be made. Only questions marked with an asterisk are required. The information collected is stored under enhanced security conditions and for periods of time that are limited to the time necessary to fulfill the purposes for which it was collected and as indicated on the EMS FINANCE website or by the EMS FINANCE Customer Service. The personal information collected is mainly used by EMS FINANCE for purposes of decision support in the granting of credit, risk assessment, security, under the consultation of the FICP- National File Incidents refunds Credits to Individuals (mandatory credit counseling, optional in the context of risk management), as part of the fight against money laundering and terrorist financing, for the prevention of fraud which may lead to the inclusion on the list of persons who have committed acts described as fraud or attempted fraud, for the management of credit and collection operations, for the presentation and subscription of insurance contracts incidental to the credit ; They are communicated, if applicable, to the insurance company concerned by the credit transaction. The personal information collected may be used by EMS FINANCE for its surveys, surveys and commercial actions, including the electronic proposal of similar products or services, unless opposed by you under the conditions provided for in this article. If you have consented, this data may also be used by EMS FINANCE to offer you targeted commercial offers tailored to your situation. In addition, with your consent, your personal information as well as those relating to the credit agreement and its execution, may be communicated to the Credit Intermediary for commercial purposes. If you have consented, your telephone number and email address may also be communicated to the Credit Intermediary for the purposes of electronic business prospecting. If the offer of credit agreement is signed electronically, the personal information is communicated to technical service providers and archiving third parties for the establishment of the offer of credit agreement and the needs for the issuance and retention of certificates related to electronic signatures. They may also be transferred to recipients, subcontractors located outside the European Union for the marketing of insurance products. These operators are committed under a data transfer agreement to provide the security and confidentiality necessary for the protection of privacy and fundamental rights and freedoms. The list of these companies as well as details of data transfer information (recipients, country, CNIL authorization number) are available from the EMS FINANCE customer service and on the emsfinance.net website. EMS FINANCE reserves the right to contact third parties who have provided supporting documents to check their validity. EMS FINANCE is bound by professional secrecy with regard to personal information collected. However, EMS FINANCE is authorized by the persons whose data are collected to share bank secrecy for the purposes indicated above, for the benefit of the companies of the Group to which it belongs, the insurer in case of subscription of contract of insurance, its subcontractors and service providers whose intervention is essential for the successful completion of the operations entrusted to them, as well as the authorized judicial and administrative authorities. In addition, such data may, where appropriate, be disclosed to beneficiaries or transferees subrogated in the rights of EMS FINANCE in the context of securitization transactions or assignments of receivables to the extent necessary to implement the rights transmitted to them. Certain data relating to this contract may be reused in the context of the processing of future requests for credits. Information relating to defaulting borrowers is transmitted to the National Register of Incidents of Repayment of Credits to Individuals accessible to all credit professionals. In case of refusal of the credit, you can submit your comments to EMS FINANCE Customer Service for a new study of your file. On personal information collected you have in particular the rights of access, rectification, opposition and deletion that you can exercise by firstname.lastname@example.org. You also enjoy on this data a right to portability, a right to limit treatment, the right to withdraw your consents at any time, a right to be forgotten, and the right not to do so. subject of a decision based exclusively on automated processing. Finally, you have the opportunity to define the fate of your data in case of death. If you want additional information on all your rights, how to exercise these rights, and more broadly on the management of your personal information, please refer to the EMS FINANCE website: emsfinance.net or contact the aforementioned Customer Service.