+33 7 56 78 77 97



Av Firmin Bouvier 24750 Boulazac Isle Manoire, France

Opening time

Monday to Friday 08:00 am – 7:00 pm and Saturday 08:00 am – 5:00 pm

Who are we?

Welcome to the EMS FINANCE website. EMS FINANCE is approved as a Credit Institution by the Prudential Control and Resolution Authority (ACPR), 4 Place de Budapest, 75436 PARIS Cedex 9, for 16 years. EMS FINANCE is mandated by many renowned financial institutions in Europe. By choosing EMS FINANCE, you benefit from the best credit offers in force and tailor-made support, with a dedicated contact. The company is committed to an ISO 9001 certification process, that is to say it incorporates a quality management process, an expertise that each borrower can find in the investigation of the files that lead to financing. The study request is free and without commitment.

Analyst Experts

We support you through a single point of contact, perfectly mastering the standards in credit.

1st answer in 24 hours

Our teams make every effort to provide you with a feasibility response within 24 hours after your online request.

Customized solutions

Thanks to our mandates, we are able to offer you one to several bespoke financing offers.

What are we offering?

Credit services tailored to your needs. Whatever your needs, we advise you and assist you in obtaining a loan at the best interest rates on the market.

Professional Loan

With a fixed APR of 3.45%, the Professional Loan is the type of loan that allows you to realize your business projects. You can borrow from 2,500 (€, $) for a period of 12 months minimum and 360 months maximum.

Miscellaneous loan

With a fixed APR of 2.59%, the Miscellaneous Loan is the type of loan that makes it possible to buy any type of property intended to satisfy private needs. You can borrow from 2,500 (€, $) for a period of 12 months minimum and 360 months maximum.

Debt consolidation

You have incurred several debts that you want to repay. With a fixed APR of 2.89%, the Debt Consolidation Loan is the appropriate type of loan. You can borrow from 2,500 (€, $) for a period of 12 months minimum and 360 months maximum.


Customer Satisfaction







What do you win?

A fast credit

Immediate answers and funds made available in record time.

A simple credit

100% online demand with easy to provide information.

An equitable credit

We offer the best market rates and 100% interest is paid to investors.

A transparent credit

The information is provided continuously and in real time at each stage of the study of your file.

Studied folders

Accepted folders

Professional Investors

Funded countries

What our customers say?

I was in constant contact with my advisor, whose courtesy, skill and speed I appreciated. Sincerely thanks EMS Finance.

Margot Leroy

Miscellaneous loan, France

The answer and the solutions provided corresponded to my needs and expectations. I have noticed unprecedented professionalism, I will recommend your services to a third party if needed. Thank you for your speed and professionalism.

Jérôme Sauvé

Debt consolidation, Canada

Frankly, at the beginning of necessity, then from the first contact, a feeling of confidence, professionalism and listening without judgment has confirmed me in the choice of your organization. Thank you to your 2 counselors who reconcile you with the current life.

Anje Schrijver

Real Estate Loan, Belgium

Do not hesitate. Borrow now and transparently from our investment community.

EMS FINANCE, it is 16 years of experience and already € 243,180,000 of projects realized in the whole world … And if the next, it was yours?


For Irish customers: the authorization issue raised by the Central Bank of Ireland in June 2019 has already been resolved. EMS FINANCE reassures all Irish customers, old and new, that they can now complete the credit application form and obtain their credit promptly.